Security Financial Services | Northern California Private Lending

In the 6th episode of the Private Lending Insights Podcast, Rocky Butani interviewed Marc Rouda and Alexis Rouda from Security Financial Services to learn all about private lending in Northern California. They talked about their loan program, Bay Area private money trends, tenants in common deals in San Francisco and more. The company was established in 1943 and is based in San Francisco.

Visit Security Financial Services’ profile on PrivateLenderLink.com to learn more and to contact them: 
https://privatelenderlink.com/profile/security-financial-services/?utm_source=lender-link-podcast

Connect with Marc Rouda on LinkedIn:
https://www.linkedin.com/in/marc-rouda-60174/

Connect with Alexis Rouda on LinkedIn:
https://www.linkedin.com/in/alexis-rouda-18738b23/

00:00 Intro   
00:44 Lending Programs   
01:59 Loan Types   
03:54 Terms & Rates   
07:20 LTV Guidelines   
08:48 Rehab Loans   
10:22 Underwriting   
11:39 Appraisals & Recourse   
13:59 Borrower Requirements   
15:28 Site Visits   
17:20 Closing Timelines   
19:31 Company History   
22:05 Direct Lending   
23:39 Servicing   
24:29 Pricing & Relationships   
26:43 Deal Example: Mixed Use   
31:38 Deal Example: TIC   
39:44 TIC vs Condo   
43:32 Condo Conversion Rules   
45:33 TIC Investment   
46:41 Market Trends   
50:21 2025 Outlook   
55:57 Lending Areas   
58:31 Closing
Security Financial Services | Northern California Private Lending
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