Private Lending Insights

Kevin Kim, securities attorney and partner at Geraci LLP, spoke with Rocky Butani to share some insights about private mortgage funds and the secondary market for private lending in early 2025. Kevin specializes in fund formation and has assisted tons of private lending companies with securities and capital raising legal matters.

Visit Geracis profile on PrivateLenderLink.com to learn more and to contact them: 

https://privatelenderlink.com/profile/geraci-law-firm/?utm_source=lender-link-podcast

Connect with Kevin Kim on LinkedIn: https://www.linkedin.com/in/kevinkimesq/

This interview is Episode #10 of the Private Lending Insights Podcast: https://podcast.privatelenderlink.com/

00:00 Introduction 

00:49 Guest Intro Kevin Kim 

01:41 2024 Market Trends 

03:20 Raising Capital Overseas 

04:14 Post Election Sentiment 

06:12 Investor Misconceptions 

08:25 Balance Sheet Lending 

10:23 Why Choose a Fund 

12:53 Trends Since 2020 

14:53 Non Conforming Loans 

16:45 Secondary Market Shifts 

18:56 Why You Still Need a Fund 

19:48 Structuring for Foreign Capital 

21:52 Where Investors Are Coming From 

23:48 Offshore Investor Returns 

25:10 Rise of Regional Lenders 

27:08 Lending Across States 

28:50 Bank Credit Line Trends 

31:18 Switching to Debt Funds 

33:03 2025 Market Predictions 

36:24 Will There Be Enough Deals 

38:30 Looser Terms and Risk 

41:00 Real Volume vs DSCR 

42:20 DSCR Funded Loans 

44:27 Final Thoughts and Events